I accept all PPO insurance as an “out of network” provider and I am currently still “in-network” with Cigna. I will electronically bill your insurance for you, while many other providers will only provide you with what is called a “superbill” and have you send this bill via mail to your insurance company for reimbursement. By sending the information electronically to your insurance company, I will save you from the slow response time and the hassle that mailing “superbills” can create.
You will need to call your insurance provider and ask the questions below to find out specific coverage information. Many insurance plans contract with different Behavioral Health organizations to provide mental health services. This can be confusing when trying to ascertain what is covered and what is not. You will need to call the Customer Service number on the back of your insurance card for information on your coverage. Often times there is a separate Mental Health phone number on the back of your card. The information you will need to get from your insurance provider is:
QUESTIONS TO ASK YOUR INSURANCE PROVIDER
- What is your “outpatient mental health care” coverage
- Do you need an Authorization Number
- What is your co-pay and deductible
- How many sessions per year/authorization are you allowed